This layout uses a kit from August's Digi Files: Meredith Cardall's A Bushel and a Peck. I was pretty proud of myself making the scalloped paper. Here's how: On a new layer, I used the rectangular marquis tool to make the large rectangle and filled it with a color. Then I dragged down a guide line from the ruler to help me get a straight line of circles using a hard edged circle brush. Last, I just clipped the blue paper to the new scalloped paper. Voila!